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SIP Calculator
Systematic Investment Plan

Build Your Wealth

Calculate returns on monthly SIP investments with step-up & comparison modes.

📥
Parameters
Monthly Investment?Fixed amount you invest every month. Even ₹500/month compounded over 15 years builds significant wealth. ₹5,000
₹
Enter a value between 100 and 1,00,00,000
₹500₹2,00,000
Annual Return?Equity mutual funds historically return 12–15% p.a. in India. Debt funds: 6–8%. Use a realistic estimate. 12%
% p.a.
1%30%
Duration?Every extra year dramatically boosts compounding. Starting 5 years earlier often doubles the final corpus. 10 Years
Years
140 yrs
📊
Wealth Projection
📈
Your projection will appear here
Enter details and tap Calculate
Invested
—
Returns
—
+0%
Corpus
—
0x
Total
—
Invested
—
—
Returns
—
—
📅 Year-by-Year
YrInvestedReturnsCorpusGrowth

EMI Calculator

Plan your loan repayments with a detailed amortisation breakdown.

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Loan Details
Loan Amount?The principal borrowed. Home loans: ₹10L–₹5Cr. Car loans: ₹3L–₹20L. Personal loans: ₹50K–₹40L.—
₹
Enter a valid loan amount
₹10K₹1Cr
Interest Rate?Home loans: 8–10%. Car: 9–12%. Personal: 12–24%. Check your bank's current rate.8.5%
%
1%20%
Loan Tenure20 Years
Yrs
130
📋
Loan Breakdown
🏠
EMI breakdown appears here
Enter loan details and calculate
Monthly EMI
—
Principal
—
Interest
—
Total
—
Principal
—
—
Interest
—
—
📅 Year-by-Year Amortisation
YrPrincipalInterestTotal PaidBalance

CAGR Calculator

Measure the compound annual growth rate of any investment.

🌱
Investment Values
Initial Value—
₹
Final Value—
₹
Duration5 Years
Yrs
130
📈
Growth Analysis
📊
Growth analysis appears here
Enter values and calculate
CAGR Rate
—
Absolute Return
—
Multiple
—
💡 Benchmark Comparison
BenchmarkTypical CAGRVerdict

SWP Calculator

Systematic Withdrawal Plan — model your retirement income stream.

💰
Portfolio Details
Initial Corpus?Your total corpus at start of retirement. Grows via returns while you withdraw monthly.—
₹
₹1L₹2Cr
Monthly Withdrawal?If this exceeds monthly returns earned, corpus depletes. If less, corpus may last forever.—
₹
₹1K₹3L
Return Rate10%
%
1%20%
📋
Withdrawal Analysis
💸
Withdrawal analysis appears here
Enter details and calculate
Corpus Lasts
—
Total Withdrawn
—
Gains Earned
—

Inflation Calculator

See how rising prices erode your purchasing power over time.

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Parameters
Current Amount—
₹
Inflation Rate?India's average CPI inflation: 5–7%. RBI targets 4% ±2%. Use 6% as conservative estimate.6%
%
1%20%
Time Period10 Years
Yrs
140
📉
Purchasing Power Impact
🔥
Inflation impact appears here
Enter details and calculate
Future Cost
—
Today's Value
—
Value Eroded
—
Power
—
Remaining
—
—
Eroded
—
—

Goal Planner

Work backwards from your dream to find the monthly SIP you need today.

🎯
Your Goal
Goal Name
Target Amount—
₹
₹1L₹5Cr
Time to Goal10 Years
Yrs
140
Expected Return12%
%
1%25%
Already Saved₹0
₹
🗺️
Goal Roadmap
🎯
Your roadmap appears here
Enter goal details and calculate
Monthly SIP Needed
—
Total to Invest
—
Returns Expected
—

AI Finance Assistant

Ask anything about investing, budgeting, mutual funds, or tax planning.

⚠️ AI responses are educational only — not personalised financial advice. Consult a SEBI-registered advisor for investment decisions.
FinSuite AI
👋 Hello! I can help you understand SIPs, EMIs, CAGR, tax-saving instruments (ELSS, PPF, NPS), mutual fund categories, and budgeting strategies.

Try: "What is the 50-30-20 rule?" or "Compare ELSS vs PPF"